Buying an electric wheelchair is a life-changing decision, but for many seniors and families, the first question is always: “How much will it cost, and will my insurance cover it?” At Fold and Travel Mobility, we believe mobility should be both accessible and affordable. That’s why we offer Medicare support, flexible financing, and transparent cost options—so you can focus on independence, not expenses.
Medicare Covered Power Wheelchairs
In the U.S., Medicare Part B may cover electric wheelchairs when they are deemed medically necessary. Here’s how it works:
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Eligibility: A doctor must prescribe the wheelchair as a medical need for daily mobility.
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Coverage: Medicare typically pays 80% of the approved cost, while you or supplemental insurance covers the rest.
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Documentation: Fold and Travel Mobility helps you prepare the paperwork and navigate approval.
👉 Not all models qualify, but many of our chairs are designed to meet Medicare requirements.
Medicaid or VA Benefits for Wheelchairs
Beyond Medicare, other programs may help cover costs:
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Medicaid: State-run programs often provide assistance for low-income individuals.
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VA Benefits: Veterans may qualify for coverage through the Department of Veterans Affairs, which supports mobility equipment for service-connected disabilities.
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Private Insurance: Some plans may cover part of the cost, depending on your policy.
✅ Our team works with customers to explore every possible coverage option.
0% APR Financing Options
Not everyone qualifies for insurance coverage—that’s where financing comes in. Fold and Travel Mobility offers:
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0% APR financing with payments as low as $50/month
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Flexible payment plans based on your budget
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Quick approvals with no hidden fees
💡 Financing gives you immediate access to the wheelchair you need, without waiting months for insurance approval.
Electric Wheelchair Cost Breakdown
So, what do electric wheelchairs cost? Prices vary depending on features, weight capacity, and portability:
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Lightweight folding models: Starting at around $1,500–$2,500
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Standard indoor/outdoor chairs: Typically $2,500–$3,500
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Heavy-duty/bariatric models: Up to $4,500 or more
👉 With Medicare, VA, or financing, your out-of-pocket cost can be much lower.
Insurance vs Out-of-Pocket Payment
Which is better—insurance or out-of-pocket?
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Insurance Benefits: Reduces upfront costs, but the process can be slow and paperwork heavy.
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Out-of-Pocket: Immediate delivery, no waiting for approvals, plus access to any model (not just Medicare-approved).
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Financing: Combines the best of both—affordable monthly payments and instant access.
✅ At Fold and Travel, we guide you through both options, so you can choose what works best for your situation.
Why Choose Fold and Travel Mobility?
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✅ Medicare and insurance support available
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✅ 0% APR financing for affordable monthly payments
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✅ Transparent cost breakdowns—no hidden fees
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✅ Brand new products only (never used or refurbished)
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✅ 2-year warranty included
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✅ U.S.-based customer support team to guide you
Frequently Asked Questions (FAQs)
Does Medicare cover all power wheelchairs?
No, only certain models qualify. Fold and Travel Mobility helps you choose chairs that meet Medicare standards.
What if I don’t qualify for Medicare?
You may still qualify for Medicaid, VA benefits, or private insurance coverage. If not, our 0% APR financing is available.
How much does an electric wheelchair cost out of pocket?
Prices range from $1,500 to $4,500+, depending on features. Financing can reduce this to as little as $50/month.
Do you sell used or refurbished chairs?
No. We only sell brand new wheelchairs, all backed by a 2-year warranty.
Can I combine insurance and financing?
Yes—some customers use insurance for partial coverage and finance the remaining balance.
How long does insurance approval take?
Medicare approvals may take weeks or months. Financing provides immediate access if you don’t want to wait.